Ge money cons
i got a ge money honda card in 04 to buy a new bike , i payed the card in full in 09 now 2011 debit colleters are calling non stop saying i never paid it off and they are going too sue me !!!! and GE gave me a clean title so i sold the bike . now calls all day from 803-454-9290 scream at me women with nasty mouths im going to file all this in court *** GE MONEY BACK this is why this country is in the shape it in the same thing happend to my home loan and lost and was put on the street with my kid ! when is are goverment going too stop this and help us instead of every other country ? steven scholl
Ge Money - 500.00 i borrowed 10 months of more than min payments i now owe 483.00 what the ***
i borrowed 500 and i have paid a total of 375. now i get a statement that says that i owe 485. i have been paying on this on time every time for ten months now.... what the ***.... i dont understand.... why is the interest rate so high... i called the company they cant help there is nothing they can do said that i should write the president yeah right ill do that waste of my time,,,, this is a poor way to handle business if you ask me i will never do business with them again and i will tell all my family not to either
GE MONEY SPAMS ME.
My name is Ibrahim Abdelbaky. My email address is firstname.lastname@example.org. I had my surgery 5 years ago. I was told I would pay to GE money only $4000. I paid until this moment more than $9000. They put me in more than a payment program then they don't charge me although I give them all my bank account info to charge me automatically. They play a game with me. They don't charge me automatically as I agreed in order for them to charge me later excessive fees. They told me that I am in a payment plan . They charge me about $80 a month. When I am about to finish the payment and my balance is only about $400. They told me no it is $2000. Now when I called agian they say you weren't in a payment plan and my balance is $2000. Not $400.They don't charge me automatically then they charge me $500 fee then extra charges I have never seen a company that scams it's consumer like GE Money. I used to have many credit cards with Chase bank and citbank and never experienced this before. GEMoney steal my money. I paid to them thousands and now they clam I still owe them more. I need help. Any lawyer to contact me. I can't pay to them any-longer. This is nothing but abuse. I am ABUSED by GEMoney. When I want to speak to a supervisor they put me on hold for more than 45 minutes then the supervisor talks to me in unprofessional way and yell at me. This company is just a scam.
GE Money/Care Credit are liars and scam artists!
I applied for and was approved for a GE MONEY/ Care Credit credit card from my orthodontist's office so I could get the invisalign braces. They offer this service as a payment option and it was convenient since I could not afford the $5500 out of pocket all at once. I had been working on repairing my credit for years and had finally gotten my credit rating into the 700s. I never missed a payment and always payed more than the minimum payment. Unfortunately, like many of us I lost my job and then my employers contested my unemployment and they won. So I lost my unemployment and had to go on welfare as I have some other health issues that need to be addressed. I continued to pay the $165 monthly payments for about 6 months with the little money I was receiving from welfare and in October 2010 I called Care Credit to see if I could get my monthly payments reduced. I was told that it would be no problem and that if I just payed the current months minimum payment, the following month I would only need to pay $27 because they would enroll me into the Hardship plan. The representative at Care Credit gave me her name AND her supervisors name "just in case". I held up my end of the bargain by paying $165 and the following month I was surprised to see that my minimum payment had not changed at all...So I called to inquire and I was told that I had misunderstood the terms of the agreement. I was told that I was supposed to pay an additional $165 in addition to the $165 that was my normal month minimum payment and that then I would have been entered into the Hardship Plan. I complained that that was not the case and asked to speak to the representative that entered me into the program. Her name is Cheryl Motley. But I was told that I could not speak to a specific representative. So I asked to speak to her supervisor, Kevin Odell, and I was told that I was not permitted to speak to any supervisor. Seems odd since I had been such a reliable customer paying down my balance to about $1200 was all that was left on my debt. I tried to get in touch with a supervisor several times and each time I was placed on hold for several minutes only to be disconnected. So I stopped all payments. If this is how you are going to treat reliable customers, then ***! So, I later found out that they reported me to the credit agencies and have now tanked my credit rating into the 500s. I was denied financial aid for graduate school over this. I had to appeal, make new payment arrangements with Care Credit and was finally granted financial aid again. When I called to make new payment arrangements, I found out that my new balance on my account was now over $1900.00 because I had defaulted on my obligations. Now I explained to the representative what my situation was and what I had encountered there before and he said it would be no problem to enter me into the Hardship Plan that would bring my monthly payments down to $25 a month for 9 months, as long as I made an immediate payment...So I paid $50 to be enrolled into the Hardship program. He also informed me that the reason I was not originally enrolled into the program was because I had made a payment online rather than over the telephone or some such garbage excuse. I wanted to speak to a supervisor and again I was placed on hold and disconnected after nearly 15 minutes on hold. When I received my notice from Care Credit stating that I had been enrolled into the Hardship Plan, it bore little resemblance to the terms I had been given. The terms now where that I would have to pay the $165 dollars a month minimum payment as usual, AND in addition, I would also pay $25 additionally for the hardship plan each month bringing my total monthly payment to $190 which doesn't make a *** bit of sense. Why would I enroll into a Hardship program that required higher minimum monthly payments that the ones that were causing me hardship in the first place? So now, Care Credit is again sending me threatening notices of reporting me to the collection agencies. I have held to my end of the bargain here each time and each time Care Credit changes their obligations without my informed consent. Care Credit, uses customer hardship to expedite the amount due on the bill and to apply retroactive interest on the monies that have already been paid. They deliberately mislead, misinform, and there is no other word to use but say that they lie to their customers in order to increase the money they are owed. Within a few months of being enrolled into the Hardship Plan my outstanding balance on my account has nearly doubled. This is ***! These are the tactics that have Gov. Cuomo investigating their practices. Thank you for listening! Avoid them at all cost!!!
GE Money SUCKS
I have a couple of creit cards and I guess they are owend by GE Money. Well Im tryin to get help with one of them which is the Wal mart card.But my other one is a Lowes card which Ive never been late on and wanted to keep up to par and is paid off. Never put alot on this card at one time.Just a few home impovement things never much. But I get a letter in the mail the other day stating that my Lowes card has been cancelled.Now to me thats wrong as two left shoes.But I will say when I get all this worked out I will never have anything to do with GE Money again.They call me every day and harass me. I tell them Im tryin to get help but they dont care. Im not tryin to get out of payin just tryin to get the interest reduced.So my advise to all is before you get a credit card make sure it has nothing to do with GE Money.
Ge Money - GEmoney/Care Credit
donot under any circumstances apply or use their credit. my dentist offered this program so i signed up for it since it was interest free if paid within a year you are supposed to be interest free credit if paid within 6 mos or a year....it is bull roar, they started charging fees for anything and everything from the minute i opened the account!!! they also enroll you in the protective fraudulent credit protection ha, ha while they are ripping you off with charges for it....amounting to about $12.00 a month withOUT your approval. ihope i can save you the heartache i have had with this account!
GE Money Hunter Douglas
I signed up for a GE Money credit card on July 10, 2010 at a Hunter Douglas window covering store. I have been making regular payments on the $5,520.72 that I borrowed. I had $500 left on 1/13/11 when the protional period expired. I knew that the $500 would get charged 29.99% interest but I planned to pay it off at the end of January. I had no idea that I would get charged 29.99% deferred interest for the past six months on the entire $5,520.72. I have never heard of credit cards like that. Granted there was language on the credit card bill that referenced "deferred interest", but I had no idea what that meant. I now owe an additional $707.10. They do not have a dispute process. They stick to the fact that it was on my bill that this would happen. How horrific! I now feel like I should warn others about this predatory lending and it's new and unclear language. As consumers the best we can do is warn eachother about what products and services to avoid. Everyone AVOID GE MONEY like the PLAGUE. They are evil.
GE Money maintenance fee
Thank you to the individual who posted Mr. Begor's email. Here is my email to him; hopefully many others have also taken the time to share their thoughts on this 'financial institution'. There are many online sites devoted to the missteps of GE Money; here is one of interest: http://www.consumeraffairs.com/finance/ge_money_bank.html Hello Mr. Begor, As someone who considers myself an informed consumer, I have been aware for some time that banks and financial institutions would soon be imposing 'fees' to recoup vanishing profits. So I shouldn't have been surprised to receive my bill from GE Money with a $.99 monthly maintenance fee on a 12 month interest promotion. After more careful reading I discovered the disclosure on page 4 of my bill. Thank you for an empirical reminder of my responsibility to read carefully and assume from the start that your company (and doubtless countless others) will attempt any and every machination to extract money from your 'customers'. Aftere reading of some of GE's exploits on http://ge-money-bank.pissedconsumer.com, I am reminded of what a noted theologian said years ago: "What's robbing a bank compared to owning one?" Below I've copied one comment from the aforementioned page. I'll be posting my own comments and sharing my tweet. What's $.99 to me? Next to nothing. I imagine in your buisness model it is nicely profitable. Lesson learned. I'll be paying off my balance on Monday and closing the account immediately following. Do you or your colleagues have any doubts as to why the American public holds you responsible for the last two years of economic malaise?
GE Money Bank charged me $204.00 interest after all I owed was $250.00
GE Money is disgusting.They design their bill so that you dont notice that your promotional deferred interest is about to expire..if they were decent they would alert you in a manner that draws attention on the bill one or two months before... instead the information is difficult to understand, see...they need to post a big red exclamation warning on the bill the month or two before that expiration date. I wasnt even aware that I had one of these deferred interest accounts from that disgusting store Sleepy's who I had to fight with the CEO of that disgusting company who failed to replace a defective bed that I bought for my elderly parents. I owed all of $250.00 from an original bill of $1400.00 paid faithfully and because I didnt see the January 9th expiration to pay the final $250.00 off, GE MOney grub Bank charged me $204.00 additional dollars Now I owe $404.00 instead of the final $250.00.. GE disgusting bank should redesign their billing statement so that you dont miss this crucial information instead it looks so generic all I see is the remaining balance. How many millions of dollars are they making on people who dont understand or miss this information because of the way they design their bill? They are evil deceitful, mean spirited, unethical hated.If there is a Higher Power I have no idea why it lets these evil people get away with this and all the other evil people who are getting away with the worst sinful behavior
Ge Money - Poor service and deceit
I purchased a 60" TV and accessories with the understanding that there would be no interest for 24 mos. NOT. My first bill indicated an interest charge of 29.99% apr based on the full purchase price.I telephoned hhgregg and was told the interest free account was only on the TV. This was not mentioned when I made the purchase(s). After being told by hhgregg that GE Money would be able to separate the TV from the other purchases and that I would not be charged interest on the TV,I telephoned GE Money and was told they could not separate the purchases and only hhgregg could correct the situation. After several telephone calls to the local hhgregg store, I could not get any satisfaction so I called the main office. It was only then did I realize that my contract indicated my purchase was not part of any promotion even though there was an ongoing promotion. After explaining my problem to the main office, the person I was speaking with confirmed the on-going promotion, and made a phone call to the hhgregg where I made the purchase and the problem was settled. But I did not receive any apology from hhgregg nor did I receive any compensation from the local hhgregg for my grief as indicated to me by the main office. I wouldn't enter their store again for love nor money.
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